jewelry insurance expensive jewelry

A Jewelers Mutual Review: Be Worry-Free While Wearing Your Jewelry

While jewelry insurance might be seen as a type of unnecessary expense and even a “luxury” by some people, those who own or have lost an expensive piece of jewelry know just how important it is to ensure your jewelry is covered against theft and loss. When you lose an engagement ring, a wedding ring, a set of earrings, or any other jewelry that was expensive when first purchased, you might not be able to replace it yourself. When you have taken out jewelry insurance on a particular piece of jewelry, however, then you are able to replace the lost or stolen jewelry without having to pay thousands of dollars once again.

Jewelers Mutual is a particular insurance company that offers jewelry insurance for any kind of expensive jewelry, including those fitted with a diamond or another type of precious gemstone. The company has many benefits to offer over its competitors and specializes in different types of jewelry insurance. Let’s take a closer look at what Jewelers Mutual can offer you and what you can expect when taking out jewelry insurance with this particular company.

jewelry insurance expensive jewelryWhy Choose Jewelers Mutual

There are many reasons why Jewelers Mutual often stands out amongst the many jewelry insurance companies that can be utilized to gain coverage against expensive pieces of jewelry. The company has an easy-to-use website that gives you access to a user account where you can manage the policy you have taken out, as well as submit a new claim after your piece of jewelry was damaged, lost, or stolen.

The company covers a wide variety of jewelry types. It is important to note that, even though numerous types of jewelry can be covered, the company usually prefers to insure expensive jewelry instead of cheap jewelry. The specific types of jewelry they cover include:

  • Rings (including your engagement ring and your wedding ring)
  • Necklaces
  • Earrings
  • Charms
  • Watches
  • Pendants
  • Bracelets
  • Smart Jewelry

To get started with an insurance policy from Jewelers Mutual, simply visit their website and use the quotation request service to find an estimate on how much jewelry insurance at this particular company would cost you. If you are happy with the estimated provided to you, then you can proceed to purchase the policy. If you are not happy, you may choose to modify some of the options you entered to lower the monthly installment.

A significant benefit that people should definitely consider when it comes to insuring a piece of jewelry with Jewelers Mutual is the fact that they cover against four particular elements. If your piece of jewelry is stolen or you lose it, then the company will pay for a new piece of jewelry that is similar to the one you lost. Should the jewelry be damaged, then the company will pay for repairs done to fix the appearance of the product. Furthermore, Jewelers Mutual also offers coverage against mysterious disappearances. This is something that has happened to many people – they are sure they placed their engagement ring on the counter, but the next moment their ring is completely gone. Being covered against all of these elements mean you will be covered should you not possess your jewelry anymore.


Jewelers Mutual has gained a reputation for being a trustworthy insurance company that offers comprehensive insurance on expensive jewelry pieces at an affordable price. It is free to request a quotation and quick to accept the quotation and set up your insurance policy at this company. You also gain access to many added-value benefits that ensure you can wear your jewelry all the time, wherever you go.


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